![]() These products and services may be accessed through browsers, and apps, for example. Mobile Banking ServiceĮach of the products and services you may access through the Service using a Mobile Device. The list is neither exclusive nor exhaustive, and the items in the list are intended only as illustrations. When used at the beginning of a list of one or more items, indicates that the list contains examples. Quicken ®, QuickBooks ®, Turbo Tax ®, Xero TM and other financial management software we may identify on the Website. An Eligible Beneficiary is entitled to have online access to that account. Eligible BeneficiaryĪ person named in the governing document of a Trust and Investment Management Account as the recipient or potential recipient of funds from the account. Some Online Financial Services are available for only certain types of Eligible Accounts. Eligible Accounts also include brokerage accounts carried or custodied by WFCS in its capacity as a clearing broker-dealer for unaffiliated broker-dealers that have introduced the brokerage accounts to WFCS ("WFCS Custodied" brokerage accounts). ![]() ![]() Eligible AccountĮach Wells Fargo product that you own or have applied for that is accessible through the Website.Įligible Accounts include deposit accounts, loans, credit cards, lines of credit, investment products, securities accounts, brokerage accounts, rewards accounts, and other products or accounts you have with us. Delegate Tools let you limit or control the access that certain Authorized Representatives will have and/or tasks they can perform with an Eligible Account or Online Financial Service. Management tools we provide that help you manage the authority and access for some of your Authorized Representatives. DelegateĪuthorized Representatives appointed using the Delegate Tools. ConsumerĪ natural person (not a business or other entity) with an Eligible Account for which an Online Financial Service is requested primarily for personal, family, or household purposes. Business DayĮvery day is a Business Day except Saturdays, Sundays, and federal banking holidays.įor brokerage accounts, Business Day also excludes U.S. BusinessĪny person or entity other than a Consumer with an Eligible Account where an Online Financial Service is requested. ![]() This definition includes any person (1) who has actual or apparent authority to access, manage, administer, or transact business for an Eligible Account or an Online Financial Service, regardless of whether that person has signed a signature card or other relevant documentation or (2) who is a Delegate. Authorized RepresentativeĪ person with authority (actual or apparent) to take action or make decisions with respect to an Eligible Account or an Online Financial Service. Means a card, code, or other means of access to a consumer's account, or any combination thereof (including username and password), that may be used by the consumer to initiate electronic fund transfers. You or YourĮach owner of an Eligible Account, a person applying for an Eligible Account, or Eligible Beneficiary entitled to online access of a Trust and Investment Management Account, or a Delegate or Authorized Representative. It also includes "Wells Fargo Advisors," which refers to Wells Fargo Clearing Services, LLC ("WFCS"), and Wells Fargo Advisors Financial Network, LLC. and any of its affiliates or direct or indirect subsidiaries, when any of them have established an Eligible Account or provided an Online Financial Service. If you have any questions regarding this Agreement, please call 1-80. Your agreement with us that South Dakota law will control this Agreement, without regard to conflict-of-law rules.The security procedures that apply to online transactions under this Agreement and the various addenda agreements.Your agreement with us to use binding arbitration for most disputes arising under this Agreement or about the Service and to waive the right to a trial by jury.How we send you notices and disclosures.Waiver of "two or more signature" requirements on accounts.Your obligations as a user of the Service.This Agreement covers, among other things: By selecting "I Agree" below, or by using the Service or authorizing a person to use the Service on your behalf, you agree to the terms and conditions of this entire Agreement. ![]() In this Agreement, “Service” refers to all Wells Fargo Online, Wells Fargo Business Online, Wells Fargo Mobile, or Wells Fargo Advisors online and mobile services, plus all the Eligible Accounts and Online Financial Services you can access via the Website after entering into this Agreement, as described further below. This Online Access Agreement (“Agreement”) governs your use of: ![]()
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